Banking and Finance Law

Banking & Finance Law at Jurisiti Legal LLP

Jurisiti Legal LLP’s Banking & Finance Law practice stands as an eminent global authority, delivering meticulously crafted, sophisticated legal solutions to the multifaceted and ever-evolving realm of financial services. Established on June 15, 2024, with LLPIN ACH-7819, our firm is strategically headquartered at Plot No. D-11 and 12, Ground Floor, KH No. 14/15/2, Gali No. 4, Syndicate Enclave, Near New Sabzi Mandi, Dabri, South West Delhi, New Delhi, Delhi, India 110045. From this pivotal locus in India’s capital, we orchestrate an unparalleled network of legal expertise, harmonizing granular local insight with expansive international proficiency.

Our formidable team comprises 8 in-house advocates in Delhi, a dynamic panel of 350 advocates spanning India’s metropolitan hubs, Tier 1, and Tier 2 cities, and an elite cohort of 75 international advocates operating with precision across more than 25 jurisdictions. Reinforcing our preeminence, our distinguished Supreme Court presence—featuring 5 Advocates-on-Record (AOR) and 15 Designated Senior Advocates—endows us with unrivaled authority to navigate high-stakes banking and finance matters with doctrinal rigor and strategic acumen.

Our Expertise

Our Banking & Finance Law practice is renowned for its encyclopedic mastery of the legal and regulatory frameworks governing the financial sector, adeptly addressing the intricate interplay of transactional complexity, regulatory compliance, and contentious proceedings. We possess a commanding understanding of critical domestic statutes—such as the Banking Regulation Act, 1949, the Reserve Bank of India Act, 1934, the Securities and Exchange Board of India Act, 1992, and the Insolvency and Bankruptcy Code, 2016 (IBC)—alongside international standards like the Basel III Accords, the Financial Action Task Force (FATF) Recommendations, and the International Swaps and Derivatives Association (ISDA) protocols.

Operating seamlessly from Delhi to global financial capitals like London, New York, and Singapore, our advocates—fortified by decades of specialized experience—serve an illustrious clientele: commercial banks, non-banking financial companies (NBFCs), fintech innovators, private equity firms, sovereign wealth funds, and institutional investors. Our expertise drives financial growth, fortifies stability, and mitigates risk with a precision that sets the benchmark in financial jurisprudence.

Why Partner with Jurisiti Legal LLP?

Jurisiti Legal LLP’s Banking & Finance Law practice distinguishes itself through its expansive jurisdictional reach, granular industry-specific expertise, and commanding legal advocacy. Our 350 advocates across India—from Mumbai’s financial epicenter to Punjab’s industrial corridors—collaborate with 75 international partners in financial hubs like Singapore and London to deliver holistic, transformative support. Our Supreme Court team imbues every engagement with jurisprudential gravitas, exemplified by our 2024 advisory role in a $150 million cross-border financing deal, ensuring compliance across four jurisdictions with remarkable efficiency. This synthesis of localized doctrinal insight, global transactional fluency, and elite legal representation cements our status as the preeminent choice for financial institutions seeking robust, innovative, and dependable counsel.

Our Strategic Approach

We engage banking and finance law with a rigorous, client-centric philosophy, acutely attuned to the sector’s high stakes—where regulatory scrutiny, market volatility, and contractual precision converge. Our 8 in-house Delhi advocates lead our 350+ network to engineer bespoke legal strategies, whether structuring a securitization deal under RBI’s Master Direction on Transfer of Loan Exposures, 2021, or arbitrating a dispute before the London Court of International Arbitration (LCIA). By fusing deep financial acumen—spanning capital adequacy ratios, non-performing asset (NPA) classifications, and anti-money laundering (AML) compliance—with doctrinal legal mastery, we ensure every transaction is fortified, every regulatory obligation is surpassed, and every dispute is resolved with minimal risk, delivering outcomes that empower our clients’ financial ecosystems.

Our Lasting Impact

Beyond our client-centric triumphs, our Banking & Finance Law practice extends its influence through the Jurisiti Foundation, championing financial inclusion and regulatory reform. For instance, we recently provided pro-bono counsel to a microfinance cooperative in rural India, enhancing access to credit under the RBI’s Priority Sector Lending (PSL) guidelines and fostering economic empowerment. This commitment underscores our mission to wield financial law as a transformative instrument, amplifying our impact from India’s 350-strong advocate network to our 25+ country footprint, ensuring legal excellence serves both our clients and the broader public interest.

Our Comprehensive Services

1. Financing Transacrions

We provide end-to-end legal stewardship in structuring and executing syndicated loans, project finance under the Infrastructure Leasing & Financial Services (IL&FS) framework, asset-backed securitization compliant with SEBI (Securitisation) Regulations, 2008, and debt restructuring under RBI’s Prudential Framework for Resolution of Stressed Assets, 2019. For instance, we recently structured a $100 million syndicated loan facility for a leading infrastructure developer, ensuring compliance with FEMA, 1999, and cross-border covenants.

2. Regulatory Compliance

Our counsel navigates the labyrinthine mandates of RBI’s Master Directions, SEBI’s Listing Obligations and Disclosure Requirements (LODR), and global regimes like Basel III capital adequacy norms, delivering risk assessments, licensing support, and advisory services to ensure operational legality and resilience across jurisdictions.

3. Banking Disputes

Leveraging our Supreme Court cadre—5 AORs and 15 Senior Advocates—we represent clients in litigation and arbitration under the Arbitration and Conciliation Act, 1996, and before Debt Recovery Tribunals (DRTs) under the Recovery of Debts Due to Banks and Financial Institutions Act, 1993, securing expeditious debt recovery and resolution of complex financial disputes.

4. Insolvency and Recovery

We orchestrate insolvency proceedings under the IBC, 2016, managing corporate insolvency resolution processes (CIRP), liquidation, and enforcement of security interests under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI), safeguarding creditor rights with surgical precision.

5. Cross Border Finance

Supported by our 75 international advocates across 25+ jurisdictions, we coordinate multi-jurisdictional transactions—such as external commercial borrowings (ECBs), syndicated facilities, and ISDA-governed derivatives—with seamless execution and compliance with bilateral investment treaties and tax frameworks like the Double Taxation Avoidance Agreements (DTAAs).

6. Fintech and Digitial Banking

We provide cutting-edge counsel on innovative financial products, digital payment systems under the Payment and Settlement Systems Act, 2007, and cryptocurrency regulations under evolving RBI circulars, positioning clients at the forefront of financial technology.